Towson, MD Condos for Sale: Buildings, Fees and What to Check
Towson condos
Towson has two condo high-rises downtown, The Ridgely and The Penthouse, plus a handful of smaller condo communities. Listings below update live. Under them is a building-by-building guide and the things I check in condo documents that buyers usually miss.
Condos for Sale in Towson, MD
All listings comply with the Fair Housing Act and Bright MLS rules.
- 1/17 17
2 Beds 2 Baths 1,251 SqFt$225,000New - 1/30 30
3 Beds 3 Baths 1,850 SqFt$329,000Under Contract - 1/32 32
3 Beds 2 Baths 1,309 SqFt$450,000Active - 1/45 45
2 Beds 2 Baths 1,402 SqFt$228,000Active - 1/5 5
2 Beds 2 Baths 1,584 SqFt$229,000Coming Soon - 1/27 27
3 Beds 3 Baths 1,680 SqFt$299,990Active - 1/44 44
2 Beds 2 Baths 1,450 SqFtExclusive Listing$269,900Active - 1/17 17
2 Beds 1 Bath 1,193 SqFt$215,000Price Dropped by $10K - 1/20 20
2 Beds 2 Baths 1,439 SqFt$250,000Pending2 SOUTHERLY CT #406, Towson, MD 21286
MLS# MDBC2177034
Listed by Berkshire Hathaway HomeServices PenFed Realty
Condo
Towson condo buildings
| Building | What it is | For sale now |
|---|---|---|
| The Ridgely | 205 E Joppa Rd (21286). A high-rise from the mid-1970s, about 27 stories, on East Joppa Road near downtown. Most units are one and two bedrooms of roughly 1,100 to 1,450 sq ft, plus penthouses. Recent listings show the fee covering water, sewer, trash, snow removal and common-area upkeep; ask about parking charges and ground rent. | Ridgely listings (...) |
| The Penthouse | 28 Allegheny Ave (21204). A 22-story building from 1976 with about 212 units, right in downtown Towson with shops and restaurants on the ground floor. Units run from one-bedrooms around 760 sq ft to two-level penthouses. | Penthouse listings (...) |
| Towsongate | Southerly Court (21286). Condo buildings at 1 to 3 Southerly Court with one- and two-bedroom units; top-floor units are listed as penthouse level. | Towsongate listings (...) |
| Dulaney Towers | Condo community; use the live search for current units. | Dulaney Towers listings (...) |
| Dulaney Valley Gardens | Condo community; use the live search for current units. | Listings (...) |
| Smaller communities | Smaller condo communities in 21204 on streets like Smeton Place, Choate Court, Swarthmore Drive, Stone Manor Court and Lambourne Road. | All Towson condos |
Building searches use the subdivision name in the MLS listing, and listing agents don't always enter it the same way, so a unit can be missing from a building search. I double-check by address.
Condos by price
Under $150K · $150K to $250K · $250K to $400K · $400K and up
What to check before you buy a Towson condo
- The condo fee and what it covers. A higher fee that includes heat and water can cost less than a lower fee that doesn't. Compare the full monthly cost.
- Reserves and special assessments. Ask for the reserve study and the budget. Older high-rises have big-ticket items (elevators, roofs, garages, plumbing risers). A thin reserve fund often means a special assessment later.
- Ground rent. Some Towson condos pay it. It's usually small, but you should know who it's owed to.
- Loan approval. FHA and VA loans need an approved building. Check before you write an offer.
- Rental and pet rules. Caps on rentals and pet limits matter if you might rent it out or you have a dog.
- Parking. Is the space deeded, assigned or first-come? Is there a monthly charge?
- Insurance. The building's policy and its deductible decide what your own HO-6 policy needs to cover.
I've owned and managed rentals since 2014, so I read these documents the way an owner does: what's coming up that will cost money, and whether the association has it covered.
More in my guides to buying a Towson condo and, if you already own one, selling a Towson condo. Not ready to buy yet? See renting in Towson.
Questions buyers ask me
What's the cheapest way to buy in Towson?
Usually a condo. The downtown high-rises and the smaller condo communities are where most of Towson's lowest-priced homes are. The listings above show what's for sale today.
What do Towson condo fees cover?
It depends on the building. In the high-rises the fee often covers water, sewer, trash, snow removal, building insurance and common-area upkeep, and sometimes heat or cooling. Parking can be extra. Get the exact list from the condo's resale documents, not the listing.
What is ground rent, and do Towson condos have it?
Ground rent is a small yearly payment some Maryland properties owe to whoever owns the land under them. Some Towson condos have it. It should be disclosed, and you can usually find it in the title work. Ask about it early.
Can I use an FHA or VA loan on a Towson condo?
Only if the building is approved. FHA keeps a public list of approved condo projects, and approvals expire. If you're using FHA or VA, we check the building before you fall for a unit.
Can I rent out a Towson condo later?
Maybe. Many condos limit or cap rentals, and some require a minimum lease length. Read the bylaws and rules before you buy if renting is part of your plan.
Do I get time to review the condo documents?
Yes. Maryland law requires the seller to give you the condo's resale documents, and you have a short window after you receive them to cancel without penalty. Read them with your agent the day they arrive.
About me
I'm Mike Fielder, a Baltimore Realtor and Sales Director of The Key Home Team at Cummings & Co. Realtors, licensed since June 2016. I've sold 190 homes worth more than $56 million, and I've run Property Management of Baltimore since 2014, so I know what repairs really cost. I live in Lake Evesham and work across Maryland and parts of Pennsylvania.
Comparing Towson condos?
Send me the units you're looking at. I'll pull recent sales in each building and flag anything in the condo documents worth asking about.
Call or text (410) 905-6678Send me a question