Owings Mills, MD Homes for Sale and Buyer Guide
Owings Mills, Baltimore County
Owings Mills is the part of Baltimore County northwest of the Beltway along I-795, about 15 miles from downtown Baltimore, with the last stop of the Metro SubwayLink at its center. The listings below update live from Bright MLS. Under them: how the area is laid out, what homes cost, taxes and HOA fees, the commute, and what I check before an offer.
Homes for Sale in Owings Mills, MD
All listings comply with the Fair Housing Act and Bright MLS rules.
- 3D
2 Beds 1 Bath 672 SqFt$280,000New23 WENGATE RD, Owings Mills, MD 21117
MLS# MDBC2180110
Listed by Samson Properties
Single Family Home
- 3D
4 Beds 4 Baths 3,810 SqFt$650,000New828 QUEENS PARK DR, Owings Mills, MD 21117
MLS# MDBC2180434
Listed by Keller Williams Legacy
Single Family Home
- 1/27 27
2 Beds 2 Baths 1,396 SqFt$274,000New9231 CHRISTO CT, Owings Mills, MD 21117
MLS# MDBC2180754
Listed by Long & Foster Real Estate, Inc.
Townhouse
- 1/8 8
3 Beds 1 Bath 936 SqFt$359,963New11015 REISTERSTOWN RD, Owings Mills, MD 21117
MLS# MDBC2180904
Listed by Taylor Properties
Single Family Home
- 1/4 4
1,176 SqFt$259,999New11017 REISTERSTOWN RD, Owings Mills, MD 21117
MLS# MDBC2180678
Listed by Taylor Properties
Single Family Home
- 1/6 6
3 Beds 2 Baths 1,072 SqFt$279,999New11019 REISTERSTOWN RD, Owings Mills, MD 21117
MLS# MDBC2180906
Listed by Taylor Properties
Single Family Home
- 1/32 32
4 Beds 2 Baths 1,056 SqFt$399,999New11021 REISTERSTOWN RD, Owings Mills, MD 21117
MLS# MDBC2180910
Listed by Taylor Properties
Single Family Home
- 1/52 52
5 Beds 6 Baths 4,894 SqFt$1,995,000New12657 GREENSPRING AVE, Owings Mills, MD 21117
MLS# MDBC2180064
Listed by Krauss Real Property Brokerage
Single Family Home
- 1/29 29
3 Beds 2 Baths 1,400 SqFt$260,000Coming Soon
How Owings Mills is laid out
Owings Mills takes its name from Samuel Owings, who built at least three mills on the Gwynns Falls in the 1700s. His Owings Upper Mill (1791 to 1794) still stands on Reisterstown Road, probably the oldest and largest mill left in Baltimore County. Most of what you'll tour is much newer: half the homes here were built after the mid-1990s.
| Area | The homes | Look closer |
|---|---|---|
| Owings Mills New Town | A 432-acre planned community laid out in the 1980s and built mostly in the 1990s and 2000s, planned for about 3,200 homes: townhomes, condos and houses around a village center. It was going to be called Lakeside until the planned lake was dropped to protect a trout stream. | Homes for sale (...) |
| Ballard Green | Condos and townhomes built by Beazer Homes from about 2021 to 2024, many with a garage, plus a clubhouse, pool and fitness center. | Homes for sale (...) |
| The town center | The commercial core around the Metro station: Metro Centre's apartments and offices, Foundry Row (opened in 2016 on the old Solo Cup factory site, with Wegmans) and Mill Station (Costco, Giant, Lowe's) on the site of the old Owings Mills Mall. Most homes for sale are a short drive out. | Condo guide |
| Along Reisterstown Road | The original Owings Mills: older single-family houses and smaller subdivisions near the 1790s mill. | Single-family homes |
| Garrison and the Greenspring Valley | East of Reisterstown Road: larger lots, older estates and newer custom homes, out toward the Garrison Forest School campus. | Homes on half an acre or more |
What homes cost, by type
Recent 2026 reports from Redfin and Zillow put the typical Owings Mills sale between about $375,000 and $395,000. That's an average across very different homes, so start with the type you want:
| Home type | What to expect | For sale now |
|---|---|---|
| Condos | Usually the lowest-priced way in: garden-style buildings from the 1980s to 2000s and newer two-story garage condos at Ballard Green. Condo guide | Condos (...) |
| Townhomes | A big share of what sells here, from 1990s rows in New Town to newer garage townhomes. Townhome guide | Townhomes (...) |
| Single-family | The highest prices, from older houses near Reisterstown Road to custom homes on big lots that can pass $1 million. | Single-family homes (...) |
| New construction | Small pockets rather than one big community right now. New construction guide | Built 2025 or later (...) |
| Multi-family | Duplexes and small buildings come up now and then. | Multi-family (...) |
Price figures: Redfin and Zillow market pages, early to mid 2026. Counts and searches update live from Bright MLS.
Taxes, HOA fees and closing costs
Property taxes
Baltimore County charges $1.10 per $100 of assessed value and the state adds $0.112, so $1.212 in all for 2026-27. A home assessed at $400,000 runs about $4,850 a year before credits. Look up any house's assessment on the state's SDAT site before you offer, because the seller's bill may include credits you won't get. If it will be your main home, apply for the Homestead Tax Credit, which caps how much your taxable assessment can rise each year (4% in Baltimore County).
HOA and condo fees
Many Owings Mills homes carry an HOA fee, a condo fee or both. At Ballard Green, for example, recent listings show a condo fee around $275 to $282 a month plus an HOA fee around $94 to $105. Get the exact numbers, and what they cover, from the resale documents.
Closing taxes
- Baltimore County transfer tax: 1.5% of the price, not counting the first $22,000 on a home.
- Recordation tax: $2.50 per $500 of price (0.5%).
- State transfer tax: 0.5%, or 0.25% for a first-time Maryland buyer, and then the seller pays it.
On a $400,000 home that's about $9,670 in transfer and recordation taxes. Who pays what is negotiable, and splitting them is common.
Getting to Baltimore and beyond
- Metro SubwayLink. Owings Mills station is the western end of the line, which runs down the middle of I-795 and reached Owings Mills in 1987. The ride to Charles Center downtown takes about 25 minutes and the full trip to Johns Hopkins Hospital about 30. Trains come about every 8 minutes in the weekday rush, and the station has the system's largest park-and-ride.
- Driving. I-795 meets the Beltway (I-695) a few minutes south. Off-peak, downtown Baltimore is about 25 to 30 minutes by car; at rush hour it can take much longer. Drive your commute at the hour you'd really make it before you offer.
What I check before an offer in Owings Mills
I've managed rentals since 2014, so these are the things I've seen cost owners real money:
- The HOA or condo documents. The budget, the reserves, any special assessment, what the fee covers, and rental and parking rules. In Maryland you get a short window to cancel after you receive them, so read them the day they arrive.
- Systems in 1990s and 2000s homes. Much of New Town and the subdivisions around it are 20 to 35 years old. Roofs, HVAC, water heaters, windows and decks from that era are at or near replacement age. Price that in.
- New construction. Hire your own inspector before drywall and again before settlement, and read the builder's contract and warranty, not the brochure.
- Wells and septic. Some homes on the larger-lot side are on a private well and septic system. Test the water and have the septic inspected.
- Older houses near Reisterstown Road. Look for old oil tanks, scope the sewer line, and check the electrical panel.
Questions buyers ask me
Is Owings Mills its own town?
No. Owings Mills is an unincorporated community (a census-designated place) in Baltimore County. There's no town government or town tax; Baltimore County handles schools, police, trash and permits.
What ZIP code is Owings Mills?
Mostly 21117. The areas around it use Reisterstown (21136) and Pikesville (21208) addresses, so look at where a house actually sits, not just the mailing city on the listing.
What is the property tax rate in Owings Mills?
The same as the rest of Baltimore County: for July 2026 to June 2027 it's $1.10 per $100 of assessed value for the county plus $0.112 for the state, $1.212 in all. A home assessed at $400,000 pays about $4,850 a year before credits.
Can you take the train from Owings Mills to downtown Baltimore?
Yes. Owings Mills station is the western end of the Metro SubwayLink. The ride to Charles Center downtown takes about 25 minutes, and trains run about every 8 minutes in the weekday rush.
What does a home in Owings Mills cost?
Recent 2026 reports from Redfin and Zillow put the typical sale between about $375,000 and $395,000. Condos are usually the lowest-priced homes here, townhomes come next, and single-family homes cost the most; some custom homes on the Garrison and Greenspring Valley side pass $1 million.
Do most Owings Mills homes have HOA fees?
Many do, especially condos and townhomes in planned communities like Owings Mills New Town and Ballard Green. Get the exact fees and what they cover from the resale documents before you're locked in.
Do you work in Owings Mills?
Yes. My home base is North Baltimore and Towson, but I help buyers and sellers across Maryland and in parts of Pennsylvania, where I'm also licensed.
About me
I'm Mike Fielder, a Baltimore Realtor and Sales Director of The Key Home Team at Cummings & Co. Realtors, licensed since June 2016. I've sold 190 homes worth more than $56 million, and I've run Property Management of Baltimore since 2014, so I know what repairs really cost. I live in Lake Evesham and work across Maryland and parts of Pennsylvania.
Selling an Owings Mills home? Since 2023, my listings have sold for a median 103.6% of the original asking price, in a median of 6 days on the market. See how I would sell yours.
Looking at a house in Owings Mills?
Send me the address. I'll tell you what similar homes nearby sold for and what I'd check before you offer.
Call or text (410) 905-6678Send me a question