Moving to Owings Mills, MD

Owings Mills feels like a suburban hub that has grown into its own. Around the Metro you’ll see a cluster of shops, offices, and apartments, and just beyond that the neighborhoods stretch into tree-lined streets with townhomes and single-family houses. It’s the kind of place where you can pick up groceries, grab dinner, and still be a short drive from downtown Baltimore.

Where is Owings Mills MD Located?

Owings Mills sits in northwest Baltimore County, about 15 to 20 minutes from the city if traffic isn’t backed up. It falls under the 21117 ZIP code and connects directly to I-795, which makes it easy to reach other parts of the region.

The northern end of the Metro SubwayLink is here too. That stop anchors Metro Centre, where newer apartments and offices were built right around the station.

What is the Owings Mills Real Estate Market Like?

The Owings Mills housing market has a mix of options. Condos and apartments cluster near Metro Centre, townhomes fill in the middle ground, and larger detached homes are common farther from the station. 

In August 2025 the median sale price was about $373,000, according to Redfin. Looking at the broader 21117 ZIP code, the median that month was closer to $390,000. Prices shift by neighborhood and property style, so those figures give you a sense of what’s typical rather than a hard line.

What is the Cost of Living in Owings Mills?

The overall cost of living here runs close to the Baltimore metro average. Housing is the piece that moves the needle, while groceries, utilities, and services line up with what you’ll see in much of Maryland. Whether it feels higher or lower than the national average depends mostly on rent or mortgage payments.

Two-bedroom apartments near the Metro and Mill Station usually rent on the higher side, while places farther out are more affordable. Homeowners add property taxes and HOA dues on top of a mortgage. If you want to compare Owings Mills with other nearby cities, the local cost of living index is a useful tool for checking how housing expenses fit against the state average.

What are the Utilities in Owings Mills?

Electric and gas service comes through Baltimore Gas and Electric. Setting up an account is simple - most people use the online portal, and service usually starts within a day or two.

Water and sewer are run by Baltimore County for homes on public lines. Some properties rely on wells or septic systems instead, which follow different rules. When you’re adding up monthly expenses, figure in electricity, gas, water, and internet along with housing costs.

Is Owings Mills a Safe Place to Live?

Baltimore County posts a monthly public safety dashboard that breaks down incidents by type and location. That’s the best way to see how Owings Mills compares to county and national averages.

Property crime is often higher near the larger shopping corridors, while violent crime shows up in more specific pockets. Patrols, lighting, and active neighborhood groups make a difference block by block. It’s a good idea to look at the numbers and also spend some time in the area to get a feel for it yourself.

What is the Weather Like in Owings Mills?

Owings Mills has all four seasons. Summers are hot and humid, with July highs in the mid 80s. Winters are cold, with January lows in the 20s and the occasional snowstorm. Spring and fall tend to be milder and more comfortable.

Seasonal swings show up in utility bills. Cooling costs rise in the summer, and winter storms can add heating expenses or snow removal. On the whole, the climate tracks with the mid-Atlantic pattern most Marylanders are used to.

How are the Schools in Owings Mills?

Public schools here are part of Baltimore County Public Schools. The Maryland State Department of Education publishes report cards each year that cover scores, graduation rates, and program details.

The strength of schools varies across zones, so check which one is tied to a given address. Looking at the official state report card is the best way to see how a school compares with the state average.

What are the Job Opportunities in Owings Mills?

Owings Mills has a solid base of employers. Financial services, healthcare, and retail are all represented, with companies like T. Rowe Price maintaining offices here. Mill Station and Metro Centre also bring in service and sales jobs.

Being part of the Baltimore metro means a much wider job market is within reach. Plenty of residents commute downtown for work in hospitals, universities, or government while choosing to live in the suburbs for housing costs and space.

What is Transportation Like in Owings Mills?

The Metro station in Owings Mills is the last stop on the line, so you can ride straight into Baltimore without changing trains. The trip usually takes about half an hour.

County buses fill some local routes, but most people drive for shopping or getting around. I-795 is the main highway, and traffic near 695 can slow things down at rush hour. For many, mixing train rides with local driving keeps costs down while still covering errands that need a car.

What is the Lifestyle Like in Owings Mills?

Life in Owings Mills moves at an easy pace. In the morning you’ll notice traffic building near the Metro station as riders head downtown, and by midday the parking lots around Mill Station are busy with lunch crowds and shopping runs. Evenings can be quiet on the residential streets, but the restaurants and movie theater by the Metro keep things active a little later. On weekends, many residents head to county parks or use the quick drive into Baltimore for concerts or ballgames.

Housing covers a range, from townhomes near the station to single-family houses on larger lots. And with Baltimore only a short ride away, concerts, games, and cultural events are easy to add without fighting city traffic every day.

What are the Shopping and Dining Options in Owings Mills?

Mill Station and Metro Centre are the main shopping hubs. Between them you’ll find grocery stores, an AMC theater, restaurants, and larger retailers.

If you want more variety, Towson and Hunt Valley are close enough for an easy drive. Together they add more dining choices and specialty shops.

What Are the Best Things to Do in Owings Mills?

Local entertainment includes movies, escape rooms, and seasonal events at Metro Centre. County parks add trails and fields for outdoor time.

Baltimore is close enough for a day trip, with museums, theaters, and pro sports all accessible. For a local roundup, a guide to things to do in Owings Mills lays out options right in town.

FAQs

How much does it cost to rent in Owings Mills?

In 2025, two-bedroom apartments close to Metro Centre and Mill Station were usually priced higher than similar units in the outer neighborhoods. When you’re comparing rentals, don’t forget to add in the cost of utilities and any HOA fees so you know what the monthly bill really looks like.

What should I expect for Baltimore County property taxes and housing expenses?

Baltimore County sets property taxes by assessed value. Add homeowner’s insurance, possible HOA dues, and routine upkeep to get a clear picture of the true cost of owning here.

Is public transportation a realistic way to get downtown?

Yes. The Metro runs straight from Owings Mills into Baltimore in about 25 to 30 minutes. Many commuters use it during the week, while still keeping a car for errands around the suburbs.

Are groceries and healthcare higher than the national average?

Prices in Owings Mills usually match what you’ll see across Maryland. Depending on your insurance and shopping habits, you might find costs a little higher or lower than the national average.

How do I choose between neighborhoods in Owings Mills?

Look at home prices and school assignments first, then check neighborhood-level crime and transit access. Visiting at different times of day helps you get a feel for the traffic and services nearby.

ess. Visiting at different times of day helps you get a feel for the traffic and services nearby.