Moving To Owings MD: Cost Of Living, The Area & Buyer's Guide

by Mike Fielder

moving-to-owings-mills-md

Moving To Owings MD: What's It Like To Live Here?

Thinking about moving to Owings Mills? This northwest suburb of Baltimore County has morphed from rolling farmland into a lively hub where craft coffee meets commuter rail, and where rowdy Baltimore Ravens watch parties mix with quiet, tree-lined cul-de-sacs.

Below, a local’s-eye tour of what it’s really like to live in Owings Mills—the good, the gritty, and the stuff Zillow overlooks.

Overview of Owings Mills, MD

History and Development of Owings Mills

Long-timers still call the place “Mill Town.” In the 1700s, cotton and grist mills hugged Gwynns Falls; by the 1980s, the once-bustling Owings Mills Mall replaced them, only to be razed and reborn in 2019 as Mill Station, an open-air shopping center anchored by Costco and a Regal.

Add the transit-oriented Metro Centre at Owings (yes, “metro centre” is the legal spelling), and the old mill village now feels like a mini downtown that Owings Mills is home to—and proud of.

Geographical Location and Accessibility

Plopped at the end of I-795, the community is twenty minutes from Baltimore City on a good traffic day.

Commuters grab the Baltimore Metro Subway at the roomy 3,500-space station—handy if you hate parking fees downtown. With the Baltimore metro line starting here, trains zip east to Johns Hopkins Hospital while express buses peel off to other suburbs of Baltimore.

That mix of highways, rail, and bus transportation options makes the Owings Mills area less car-dependent than many Maryland bedroom towns.

Community and Culture in Owings Mills

You’ll hear as many “good morning, hon” greetings as you will startup chatter—tech firms lease glass-walled suites above Foundry Row, while retirees debate crab-cake recipes at local coffee shops.

Friday nights tilt from kid-friendly movies on the lawn to low-key nightlife at 1623 Brewing’s taproom.

Seasonal community events like spring-plant swaps and free jazz pop-ups keep things neighborly, and passionate sports bars screen every Ravens snap, cementing Owings Mills as a “football-first” place to live.

The Cost of Living in Owings Mills

Housing Costs in Owings Mills

Here’s the headline: the median sale price sat at $345,000 in April 2025, up 12.7 percent year over year, while median listing prices hovered around $425,000. That buys three-bedroom colonials, brick townhomes, or new-build condos near Metro Centre.

For buyers eyeing homes for sale in Owings Mills, MD, the real estate market still undercuts most of Howard County but rises faster than state averages. 

Not ready to commit? Renting in Owings Mills averages $2,400 a month as of June 2025—steeper than national norms but fair by regional standards. 

Whether you’re buying a home in Owings Mills or snagging a lease, expect solid home value appreciation if you play the long game.

Utilities and Everyday Expenses

Budget an average utility bill of roughly $127 per month for a mid-size apartment. Grocery runs feel typical for suburban Maryland, though Wegmans’ cheese counter at Foundry Row can wreck restraint.

Tack on fitness memberships, craft-beer tabs, and swings through Mill Station, and your living expenses land about 4.5 percent above the national mean—Owings Mills posts a BestPlaces cost-of-living score of 104.5.

Comparing Cost of Living in Owings Mills vs. Baltimore

City lovers note that Baltimore’s cost-of-living index is 92.6, noticeably cheaper thanks to lower row-house prices and vintage walk-ups. Yet many still choose Owings Mills for greener streets, newer builds, and that elusive safe neighborhood vibe.

In short, you’ll pay a tad more to trade alley murals for backyard grills.

Family-Friendly Atmosphere in Owings Mills

Education and Schools in Owings Mills

Parents tout the mix of public and private schools. In 2025, niche rankings place Garrison Forest and Jemicy among the top private schools.

The nearby Community College of Baltimore County offers affordable dual-enrollment classes, so teens can bag college credits without the I-95 headache. All told, the family-friendly academic pipeline runs deep.

Parks and Recreational Activities

Weekends revolve around Northwest Regional Park—think turf fields, sprawling playgrounds, and summer food-truck rallies.

Five minutes away, Irvine Nature Center lends boardwalks and scenic trails where owls out-hoot traffic. Add six indoor pools, a sled-worthy golf course hill, and enough turf leagues to exhaust any kid, and you’ve got a bona-fide family-friendly atmosphere.

Community Events and Family Engagement

From fall harvest days at Soldier’s Delight to holiday markets under Metro Centre’s string lights, Owings Mills offers residents an easy excuse to mingle.

Local PTAs host STEM nights, churches throw cook-outs, and the annual block-party crawl turns every driveway into a grill station. No surprise folks call it a wonderful place to live once the baby stroller appears.

Moving to Owings Mills: Tips and Considerations

Finding the Right Neighborhood

Codorus Estate cul-de-sacs feel suburban-quiet; in contrast, Metro Centre lofts echo with light-rail brakes yet sit atop brunch spots. If a perfect home means porch swings, drift toward Velvet Valley.

Craving walkability? The Owings Mills area near the subway keeps car-free errands realistic.

Whatever corner you choose, note that Owings Mills offers everything from 1960s split-levels to sleek smart-homes, so tour broadly before signing.

Local Amenities and Services

Foundry Row packs a Wegmans, barre studio, and Sephora in one stroll.

Metro Centre at Owings layers library, law school, and rooftop sushi over the train station—talk about mixed-use.

Fresh-built Mill Station steals Costco runs, while legacy strip IDs like Garrison View still hide local favorite mom-and-pops.

Add dozens of restaurants in Baltimore minutes down I-83, and your taste buds will travel more than your odometer.

Owings Mills Reviews: What Residents Say

Transplants praise “city access without city taxes,” while old-timers mourn the lost indoor mall but dig the new big-box jobs.

Young pros call it “starter-home heaven,” retirees like the single-story townhomes, and just about everyone agrees the Baltimore Metro Subway beats beltway gridlock.

Is it perfect? Nope—rush-hour I-795 backups and pricier trash pickup irk folks—but most reviews end with, “Yeah, we’d move here again.”

So, Is Owings Mills the Perfect Spot?

Ready to scout that home in Owings Mills? Whether you’re eyeing single-family colonials or sleek condos, the town’s blend of small-city energy and leafy quiet just might convince you that Owings Mills offers residents the best of both worlds.

FAQs About Living in Owings Mills, MD

Is Owings Mills a safe place to live?

Crime rates sit lower in Owings Mills than many inner-ring suburbs, and gated complexes plus active neighborhood watches help keep that safe neighborhood reputation intact.

How long is the subway ride to downtown Baltimore?

Trains from Owings Mills Station reach Lexington Market in roughly 25 minutes on the Baltimore Metro Subway, making it one of the quickest commutes in the region.

What’s the vibe for young families?

Between top-rated sports leagues, plentiful parks, and strong public or private schools, most parents report an easy-going, family-friendly routine.

Are there still jobs close by if I skip Baltimore?

Absolutely—corporate campuses line Red Run Boulevard, Stanley Black & Decker hosts an R&D hub, and retail gigs abound at Foundry Row and Mill Station, giving locals the option of a paycheck without an E-ZPass.

GET MORE INFORMATION

agent

Mike Fielder

Sales Director, Realtor | License ID: MD: 662897 / PA: RSR005460

+1(410) 905-6678

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