Towson, MD Zip Codes: Full list, Areas and Home Prices in 2026

by Mike Fielder

Towson, MD uses five distinct USPS zip codes to route mail across its 14.15 square miles. Two cover the residential neighborhoods where buyers shop for homes. The others serve the university and local post offices. Additional details about buying a home in Towson are available on our main property page.

The mailing address alone won't tell you what a house costs or which local government taxes it. Property type and exact location drive those numbers.

Key takeaway

Towson's residential zip codes are 21204 for central and west Towson and 21286 for east Towson toward Loch Raven. The 21252 code serves Towson University, while 21284 and 21285 are mail-only. The zip code won't tell you much about price, but the property type will. Townhouses fell year over year recently while detached homes rose, so if a detached house is out of reach, price out a townhouse first.

Who this guide is for

You're trying to pin down which Towson zip code an address or neighborhood falls in, and what buying there is likely to cost, before you start touring.

The Five Zip Codes that make up Towson

Towson, MD is the USPS city name associated with five zip codes. The 21204 and 21286 codes are standard routes, 21284 and 21285 are PO Box codes, and 21252 is a unique code assigned to Towson University. The Maryland Department of Planning's official Baltimore County map lists 21204 and 21286 as Towson, while the others are listed separately as Baltimore on the post office key.

Towson's zip codes function as mail delivery routes, not rigid price bands. The market data doesn't break out cleanly by zip code. Property type is what separates prices across the area.

Over the 90 days ending September 30, 2026, single-family homes rose in median price while townhouses fell. Condos sat on the market for a median of 56 days, based on 20 condo sales. Decide between detached and attached housing before you choose between 21204 and 21286. You can review full market trends on our Towson housing market page, and for exact boundaries, the county's zip code map PDF is your best reference.

Neighborhoods and areas inside 21204

The 21204 zip code covers central and west Towson, starting at the county government core and commercial district, then extending into the residential areas to the west. According to the local community-organization directory, 21204 includes Aigburth Manor, Armagh Village, Southland Hills, Stoneridge, Towson Park, West Towson, and Yorkleigh.

Real estate data feeds don't isolate zip-level figures, so you'll need to ask your agent for sold comps filtered specifically to 21204. You can also review our guides on West Towson, Ruxton, Towson Manor, and the comparison between Towson Manor and Towson Manor Village. If you're comparing locations, our Ruxton vs West Towson page details the differences between those specific boundaries.

The problem with relying on a 21204 average is that the area mixes downtown condos, older townhouses, and large-lot estates. A median price quoted for the entire zip code tells you very little about what a home on any specific street will cost.

Neighborhoods and corridors inside 21286

The 21286 zip code covers east Towson along the main corridors leading toward Loch Raven. The community-organization directory lists Burkleigh Square, Campus Hill, Dulaney Towers, Rodgers Forge, TABCO Towers, Towson Estates, Towson Garden, Towson Manor Village, and Wiltondale within this zip code.

You can read more about these specific locations on our pages covering Loch Raven, the differences between Loch Raven and Loch Raven Village, Knollwood, Aigburth Manor, and Towson Hills. Zip-level figures aren't available in standard market feeds here either, so you'll need to look at individual subdivisions to understand pricing.

The edges of 21286 border other communities. An address near the boundary can carry a Towson mailing name while sitting physically closer to a neighboring town. Verify the specific address using the USPS lookup tool rather than trusting the zip code alone.

Towson University and mail-only zip codes

The 21252 zip code is assigned exclusively to Towson University, separate from the surrounding residential neighborhoods. The 21284 and 21285 codes operate as PO-box-only. The 21285 code serves a single building on West Chesapeake Avenue, the Towson Post Office, and has no residential delivery area of its own.

Drop all three from any listing-search filters. Off-campus homes near the university carry either 21204 or 21286. When a seller describes a home as being near the university, they're not saying it sits in 21252.

If a lender, insurer, or automated form autofills 21284 or 21285 for a home address, it's pulling a mailing box rather than the physical property location. Replace it with the street address ZIP+4 to prevent paperwork delays.

Towson neighborhoods using a Baltimore mailing address

For the 21212 zip code, the USPS preferred city name is Baltimore, MD, even though it covers neighborhoods commonly grouped with Towson. Rodgers Forge and Stoneleigh are neighborhood names within 21212, but they're not official USPS city names. A home can say Baltimore, MD 21212 on the envelope and still be located in Baltimore County.

The mailing city on a listing doesn't decide which government taxes the property or provides local services. You can confirm the actual jurisdiction using the Maryland State Department of Assessments and Taxation (SDAT) real property search tool. For school assignments, use the Baltimore County Public Schools boundary locator for the exact address rather than relying on the zip code.

You can explore these specific areas on our Rodgers Forge and Stoneleigh pages. Listing portals sometimes file 21212 homes under Baltimore city searches, which means a search filtered strictly for Towson can miss available properties in these neighborhoods.

How much Towson homes cost by property type

Single-family homes in Towson recently sold for a median of $604,759. With a 101.1% sale-to-list ratio, buyers looking for a detached single-family home in 21204 or 21286 should budget to pay at or above asking.

Townhouses offer a lower entry point. The median price dropped 11.7% year over year to $337,004. At median rates of $266 per square foot for detached homes and $213 per square foot for townhouses, a 1,500-square-foot home runs about $399,000 detached versus $319,500 as a townhouse. That's roughly a $79,500 difference for the same interior space.

If you want a house with its own front door for well under the detached median, start with Towson townhouses. However, 41.3% of townhouses sold above list, making it the most bid-over segment. Compare price per square foot on recent comps against a year earlier to see whether the median drop reflects smaller units selling rather than falling values.

Condos show 4.1 months of supply and a 98% sale-to-list ratio. Based on 20 condo sales, this is the only segment where sellers are accepting less than list, which gives you room to negotiate below asking. Ask the HOA for current dues and what they cover, and confirm whether the building is FHA-approved. Slower sales now can mean slower resale later when you decide to move.

How to narrow your search

Pinpointing the right part of Towson comes down to identifying the property type you need and verifying the location data. These four questions can guide you:

Is the address you're checking a home, or a campus, PO box, or business mail address? If it's 21252, 21284, or 21285, review the mail-only section above before searching listings.
Does the listing say Baltimore instead of Towson? Confirm the jurisdiction before you assume anything about taxes or services.
Do you need a detached house, or would a townhouse work? Review the property type section to see how much the same square footage costs each way and how hard you'll have to bid.
Do you want room to negotiate more than a particular building type? The condo market is currently the only segment where sellers are accepting less than list.

For details on crime data, review official statistics on our page covering whether Towson, MD is safe. You can also review our neighborhood shortlist and highest-priced areas pages. If you're planning a commute, our moving to Towson page covers relocation logistics, and our main Towson page explains the buying process. Reach out if you want zip-level sold comps for a specific street.

At a glance

All homes, 90 days ending Sept 30, 2026: median sale price $463,279 (up 5.5% year over year), 164 sales, 42 median days on market, 100.9% sale-to-list, 34.8% sold above list, 2.4 months of supply, 129 homes in inventory, $240 median price per sq ft
Single-family homes, 90 days ending Sept 30, 2026: median sale price $604,759 (up 10% year over year), 83 sales, 40 median days on market, 101.1% sale-to-list, 35.4% sold above list, 2.1 months of supply, 58 in inventory, $266 per sq ft
Townhouses, 90 days ending Sept 30, 2026: median sale price $337,004 (down 11.7% year over year), 59 sales, 42 median days on market, 100.8% sale-to-list, 41.3% sold above list, 2.2 months of supply, 44 in inventory, $213 per sq ft
Condos, 90 days ending Sept 30, 2026 (based on 20 condo sales, so treat with caution): median sale price $204,479 (up 1% year over year), 56 median days on market, 98% sale-to-list, 10% sold above list, 4.1 months of supply, 27 in inventory, $171 per sq ft

Towson, MD zip code FAQs

How do I find the full 9-digit zip code for a Towson address?

You can find the 9-digit code using the official USPS ZIP Code Lookup tool by entering the street address. The tool returns the standard 5-digit zip code plus the ZIP+4 add-on, which identifies a specific delivery segment like a block side or building. Apartment and condo units can have their own specific +4 code.

What is the area code for Towson, Maryland?

Towson is served by the 410 area code, along with the 443 and 667 overlays. The Maryland Public Service Commission implemented the 667 overlay in 2012 for the geographic region covering Baltimore County. Because of these overlays, all calls in the region require 10-digit dialing.

Is Towson in Baltimore City or Baltimore County?

Towson is in Baltimore County and serves as the county seat. The U.S. Census Bureau identifies it as a census-designated place with 23,262 households and a median household income of $101,320. If a home has a Baltimore mailing address, you can verify its actual Baltimore County jurisdiction using the Maryland SDAT real property search.

Is Towson, MD a city?

No, Towson is an unincorporated census-designated place with no independent city government. Baltimore County provides all local services to its 59,553 residents. It covers 14.15 square miles with a population density of 4,207.8 people per square mile.

How far is Towson from downtown Baltimore?

Towson is approximately eight miles north of downtown Baltimore. This road distance is based on directions to Towson University, which sits centrally in the area. You should test drive times at your own commute hours and review our moving to Towson page for transit details.

What hospitals are in Towson, MD?

Towson is home to Greater Baltimore Medical Center (GBMC) and University of Maryland St. Joseph Medical Center. Both hospitals are located in the 21204 zip code. GBMC is on N. Charles Street, and St. Joseph Medical Center is on Osler Drive.

How much is rent in Towson, MD?

Rent costs vary based on property size and proximity to the university. While HUD establishes fair market rents for the Baltimore-Columbia-Towson metro area, actual rates fluctuate. Check live rental listings to see current prices for your needed bedroom count.

Is Towson, MD safe?

Crime rates depend on the specific neighborhood and how the data is measured. Official Baltimore County Police data is the most accurate source, as rates vary by resident count and crime category. You can review the full breakdown on our page covering whether Towson, MD is safe.

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Mike Fielder

Sales Director, Realtor License ID: MD: 662897 / PA: RSR005460

+1(410) 905-6678 | mike@mykeyhometeam.com